Payment Processing for Service Professionals

Get paid faster when the job is done

Accept credit cards, debit cards, ACH transfers, and digital wallets. Collect payment as soon as the job wraps — no more chasing checks or waiting on paper invoices.

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Payment methods

Every way your customers want to pay

Give customers the flexibility to pay however they prefer. More payment options means fewer excuses and faster collection.

01

Credit & Debit Cards

Visa, Mastercard, Amex, Discover — all accepted. Customers pay in seconds from any device.

02

ACH Bank Transfer

A simple option for larger jobs. Customers pay directly from their bank account with no card needed.

03

Digital Wallets

Apple Pay, Google Pay, and other wallet options for the fastest checkout experience possible.

04

Payment Links

Send a direct payment link through the platform. Customers tap, pay, done. No app download required.

Faster payouts

Healthy cash flow, job after job

Collect payment the moment a job wraps and keep your cash flow strong. No more waiting weeks for a mailed check to clear.

  • Collect payment as soon as the job is done — no waiting on the mail
  • Cover material costs for the next job without floating the expense
  • Cash flow stays healthy even during busy seasons with high material costs
  • See every payment and payout in one clear dashboard
Payment received Paid
Amount collected
$1,555.00
Visa ending in 4242 · Just now
Payout on the way to checking ****8910
$8,240
This week
100%
Collected
Auto-reminders
Reminder sent to Mike Chen
Invoice #1039 · $475.00 · 7 days overdue
Payment received from Sarah Kim
Invoice #1040 · $2,100.00 · Paid after reminder
Payment received from Robert Wilson
Invoice #1041 · $890.00 · Paid same day
Auto-reminders

Automatic payment reminders that collect for you

Stop sending awkward follow-up texts. Service Penguin sends polite, professional payment reminders on your behalf — so you never have to chase money again.

  • Automatic reminders at intervals you choose — 3 days, 7 days, 14 days
  • Each reminder includes a direct payment link — one tap to pay
  • Professional tone that protects your customer relationships
Security & trust

Payments your customers trust

Enterprise-grade security protects every transaction. Your customers pay with confidence knowing their information is safe.

01

PCI-compliant processing

All card data is handled through PCI DSS Level 1 compliant infrastructure. Card numbers never touch your device or our servers.

02

Encrypted end-to-end

Every transaction is encrypted in transit and at rest. Bank-level security protects both you and your customers.

03

Fraud monitoring

Transactions are monitored for fraud around the clock, so you and your customers stay protected on every payment.

04

Dispute protection

Built-in tools to help manage chargebacks and disputes. Documentation from job records and messages is right there to make it easier to respond.

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Works even better together

Payments flow seamlessly from your invoices, job records, and customer profiles.

Invoicing

Send professional invoices with built-in payment links. Customers pay right from the invoice.

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Job Tracking

Mark jobs complete and trigger invoicing and payment collection automatically.

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CRM

Every payment is tied to the customer and job in one organized profile.

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Stop waiting on checks

Accept every payment method and get paid faster. Free to use — no credit card required.

Get started free